Let's Share! Just maintain a minimum of $1.00* in a share savings account and you will become part owner in the credit union. Your share account works just like a regular passbook savings account and earns competitive monthly dividends.
Choose the checking that's best for you! Postal & Community has two great checking accounts to meet your needs.
Basic (Cost Free)
*Your account earns interest only on the days that the balance is above the minimum.
Our Money Market Fund Account offers a great return on your investment, easy access to your funds (liquidity) and check writing privileges. The more you save, the higher the rate with our flexible tiered accounts. We have great rates on our money market account.
Your funds are federally insured up to $250,000 by the NCUA.
Interest on your investment is paid monthly. By maintaining a minimum balance of $1,000 you will earn interest and can add to your account anytime you wish with a minimum deposit of $25.00.
You may write up to three checks per month without incurring a fee. The minimum withdrawal is $200. Start saving with your PCCU money market account today!
Our Share Certificates are very popular with our members on saving their hard earned money. A Share Certificate locks in a higher interest rate for a fixed period of time. We offer a variety of terms from 3 months to 5 years to meet your needs. Our rates are very competitive. With a minimum deposit of $500, you can start saving today!
Individual Retirement Accounts (IRA's)
IRA's are a great way to save for your retirement. We offer Traditional, Roth and Educational IRA's. Start saving today with Postal & Community's two great programs.
With a minimum deposit of $500, you can earn a higher interest rate for a fixed period of time. We have a variety of terms to pick from to help meet your retirement needs.
This account is similar to our share savings account and helps you save and build up your retirement savings. Start your IRA today!
Your IRA is insured up to $250,000 by the NCUA.
3921 Oakland Avenue
St. Joseph, MO 64506
Loan FAX: 816-364-1649
P.O. Box 8035
St. Joseph, MO 64508
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