Postal and Community Credit Union
rate information is effective
April 8, 2014 – April 21, 2014.
All rates are subject to change without notice.

 

 

Loans
Money Market Accounts
Savings, Holiday & Vacation Accounts
Checking Accounts
Share Certificates
IRA Savings Accounts

 

 



Loans
Type
Annual Percentage
Rate APR
New Auto
Models 2014 - 2013
As Low As 1.75%*
Used Auto
Models 2012 and Older
As Low As
2.99%
*
Home Equity
3.25%
First Mortgage

Please Call 1.866.533.4188
Share Secure
Rate is 2% above share or
certificate rate.
New RV/Camper, Boat/Trailer
and Motorcycle
As Low As
1.75%
*
Used RV/Camper
As Low As
2.99%
*
Used Boat/Trailer
Used Motorcycle
Unsecured Line of Credit
As Low As
8.00%
*
Signature Loan
As Low As
8.00%
*
Visa Credit Card
7.90%*
*Rates quoted "As Low As" are determined by underwriting guidelines including member's credit bureau score and term of loan. Contact a Consumer Loan Officer for more information.
 
Money Market Accounts
Minimum Balance
Nominal Interest Rate
APY
$100,000 or more
0.20%
0.20%
$50,000 - $99,999.99
0.15%
0.15%
$25,000 - $49,999.99
0.10%
0.10%
$ 1,000 - $24,999.99
0.10%
0.10%
 
Savings, Holiday & Vacation Accounts
Minimum Balance
Nominal Interest Rate
Annual Percentage Yield
APY
$1.00 - $24.99
n/a
n/a
$25.00 or more
0.10%
0.10%
 
Checking Accounts
.
Minimum Balance
Nominal Interest Rate
APY
Premier
$500.00 or more
0.05%
0.05%
Premier
$0.00 - $499.99
n/a
n/a
Basic
n/a
n/a
n/a
 
Share Certificates

Term
Regular
Min. Bal.
IRA
Min. Bal.
Nominal
Interest Rate
APY
3 month
$500.00
$500.00
0.10%
0.10%
6 month
$500.00
$500.00
0.20%
0.20%
9 month
$500.00
$500.00
0.25%
0.25%
1 year
$500.00
$500.00
0.35%
0.35%
18 month
$500.00
$500.00
0.50%
0.50%
2 year
$500.00
$500.00
0.65%
0.65%
3 year
$500.00
$500.00
0.75%
0.75%
4 year
$500.00
$500.00
0.85%
0.85%
5 year
$500.00
$500.00
1.00%
1.00%
 
IRA Savings Accounts
Minimum Balance
Nominal Interest Rate
APY
$1.00 - $24.99
n/a
n/a
$25.00 or more
0.15%
0.15%
 
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.